i get shamed 4 spending money

Nobody’s business, so long as you’re not hitting them up for money. I think the key is finding a balance between spending and saving. You’re at a perfect age to be putting even small amounts regularly into investments such as mutual funds. You’d be surprised how fast that money can grow and give you a nice safety net for your later years.

What kinda stuff are you buying? Expensive things?
I buy tons of stuff from aliexpress (china) because it is all so cheap I can just throw it away if its junk and not feel bad after. I try to keep big purchases down to a minimum though, since there are always a million big purchases I would like to make, but it makes me feel better having money in the bank than being poor with lots of toys.

I agree as long as the bills are paid up and you don't have to go around borrowing large amounts of money every time you have an emergency then you're doing okay

If you spend it they can't borrow it

Who's biz?

Just don't overspend.
Save money for future endeavors.