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i get shamed 4 spending money

yeah i get its good to have an emergency fund but how is that their biz? i dont feel like it's necessarily bad or dumb to be more of a spender than a saver, as long as u got stuff under control and dont run into trouble. its just different styles.
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Nobody’s business, so long as you’re not hitting them up for money. I think the key is finding a balance between spending and saving. You’re at a perfect age to be putting even small amounts regularly into investments such as mutual funds. You’d be surprised how fast that money can grow and give you a nice safety net for your later years.