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why do you have to pay car insurance monthly instead of only when you get into an car accident?

zonavar68 · 51-55, M
People pay by the month because they can't afford to pay a full annual premium in one hit.
Because itd be the same as paying for the damage in full.

Insurance, is 'insurance' against having to do that.

Yoy pay a bit every month, so you don't have to pay a big lump sum all at once .
@SWisGoingWoke precisely said 😊👍
@SWisGoingWoke i know but still . they should only make you pay if you get into one
@OogieBoogie i never said anything about them giving you money. i said you should only pay if you get into one instead of monthly

 
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