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An SW User's Identity

Several times, I've seen on someone's profile, "X This account has received several reports regarding its identity. Please use caution when communicating with this user."

Are there things in particular which inform people this is true about someone?
What are the signs?
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Admin are good at protecting us from such people. If they feel this is warranted and the member concerned has chosen not to verify themselves - then, is it really my place to say "Hey, admin, you are wrong!!!".

A lot of account identity issues are easily cleared up by being verified and you don't have to leave your mugshot visible to the whole site if you decide that this is not for you later.

If you don't want to verify, then the banner is a small price to pay - after all, all actions have consequences.