Cost of monthly housing bills?

Considering purchasing my own house. Not too sure how much I should be thinking the bills will be. If you would like please tell me which house bills you need to pay and around how much they are per month for what amount of sq ft.

This page is a permanent link to the reply below and its nested replies. See all post replies »

DunningKruger · 61-69, M

Our house is 1,600 sq. ft. and we paid around $170,000 15 years ago. 3 bedroom, 2 bath.

Our mortgage payment is around $950 a month. This includes homeowners insurance.

Then there's electricity, water, trash (all one bill), gas, Internet, which adds up to around $600 or so a month.

Our HOA (grrr...) charges $180 a year. The pool is just a block from our house, which would be great if we ever used the pool.

Regular maintenance stuff probably runs a couple thousand a year, depending on what's going on.

I can't think of any other absolutely essential things.

Fifidog · 26-30, F

@DunningKruger thank you for the detailed list I find it very helpful!

DunningKruger · 61-69, M

@Fifidog Remember, of course, your expenses will depend on where you live. We live in a small city in a very affordable state. If you live in a major city or near one, and in a better state, you costs may well be considerably more. Rather than a stand-alone house, you might be wise to look into condos.

Fifidog · 26-30, F

@DunningKruger great idea! Thanks for helping me search in the right direction!

olderuncle944 · 70-79, M

@Fifidog Staw away from an hoa most are terrible.