Do you have life insurance?

Its actually death insurance. It is a bet you place on someone you love..........or yourself..........that you says if they (or I) die...........then those still living will be richer You pay........to make someone else rich.....when you are no longer able to spend it yourself.

The problem with insurance is..............no matter if you pay in a million dollars in premiums...when you stop paying the insurance company gets to keep it all. In EVERY case you are far better off to put that premium into an investment every month...instead of sending it to an insurance company. Over time.........it will always be yours........even if you stop paying faithfully every month.

I do have it but it's only because my job provides it

Though work..... And we had to have it for the mortgage....

Nope, just a treasure map that goes to where all my financial information is kept but in actuality goes no where. Let my family waste their time.