I worked for a couple of banks in their IT dep't. They've pushed the relationship nonsense for years to help justify the ridiculous fees they charge to remain afloat. But in the age of the internet, more people want to do their banking online. So ow they are doubling down.

My bank will accept my rubber stamp signature but not my wifes actual signature

Nope. But I certainly receive a lot of offers for loans in the mail.

Reminds me of my certain storylines when deepest society blends in with their system first.