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How is Cash "Inconvenient"?

Someone here told me it was. "Inconvenient", that is. How? Are those plastic dollar bills really so heavy? I've never had a credit card, nor have I ever bought anything online; I've only ever used cash. It's convenient (yes, it is), safe, anonymous and real.
BlueVeins · 22-25
-Service workers have to make change for you (or you have to do it yourself)
-You have to go to the bank periodically to replenish your cash
-Greater risk of it being stolen
-No cash back rewards

Cash has some merits (especially in organized crime), but overall it's kind of a drag.
ArishMell · 70-79, M
Excluding regular direct-debits and very occasional bank-transfers, credit-card and cheques; I use a debit card or cash for all everyday purchases, depending on size of purchase and convenience.

One advantage of the card is allowing filling-stations now to have pumps with debit / credit-card readers. Such garages so fitted may now offer fuel round the clock even when the shop is closed for the night. (Virtually all filling-stations here have been self-service for years anyway, with payments made in the shop or kiosk: pump attendants are now extremely rare.)

The builders of battery-car chargers have yet to catch up on this, apparently demanding you pay via a portable 'phone you hope will work in that locality!

A disadvantage is that using cards requires much more self-control not everyone has. A wave of a bit of plastic and that amount of your money has either gone in an instant (debit card) or feeds a high-interest debt (credit-card); while holding two or more credit-cards is frankly ludicrous because it can encourage living permanently "on-tick".


An aspect the cash-free enthusiasts in the UK don't appreciate is Britain's vast variety and number of events, charity-collections, hobby clubs etc. that rely on very many low-value cash transactions and donations, in situations where electronic payment would be absurd or just not feasible. I do not know if anyone has ever tried to estimate the total yearly cash-flow across the country in this way, but I suspect it would be a staggering amount.

If cash were to disappear from British society the largest financial losers would probably be the charities, especially the smaller voluntary ones, who rely heavily on donation-boxes in public buildings and on collections made by carnival floats, village fetes, jumble-sales, coffee-mornings and the like.


Some years ago the banks had to drop plans to axe cheques when they were made to realise this is the best way to transfer money in many cases; and could not think of a suitable, satisfactory replacement.

I have noticed many people now use some "smart"-'phone facility even for small purchases in shops and for local bus fares. I have no such 'phone, but I do have a Senior Citizens' Bus-pass read electronically by the ticket-machine, and the choice of card or cash in the shops!
therighttothink50 · 56-60, M
A cashless society is an enslaved society, the convenience drones ignore the dangers of a cashless society, they don’t deserve freedom or privacy.

Those who don’t use cash are ushering in their own demise and a beast system.

Digital tyranny will involve the total control of your life and total government control of any wealth you have. A cashless society will usher in a world where you life and every transaction you make will be monitored and in most cases need approval by a Tyrannical government. A CBDC system is vulnerable to hackers, money expiration dates and negative interest rates, full blown tyranny.


“A personal note to the Founding Fathers: We're sorry. We blew it. You made it possible for us to live free and we blew it. We've given up nearly every personal liberty in the name of a false sense of security sold to the masses by the same type of maniacal government about which you warned us and against which you fought so bravely. We now have to ask permission to take a leak on an airline flight. We never deserved you.” -Phillip D. Murphy-



https://www.rutherford.org/publications_resources/john_whiteheads_commentary/digital_tyranny_beware_of_the_governments_push_for_a_digital_currency
Scribbles · 36-40, F
Many stores don't take cash anymore. Most places where I live only accept credit card.
SumKindaMunster · 51-55, M
Apologies if I annoyed you with my questions.

It's inconvenient as you may never know how much you might need, then end up carrying too much on you. If you get robbed, obviously there is no recourse if cash is stolen from you. If you carry a credit card that won't happen.
@SumKindaMunster No, it's okay. It's just that I was really surprised you said what you did about cash.
meJess · F
It’s inconvenient for the IRS who would like to know where you spend every cent, and the shops and banks who would like to know what you spend your money on.

There is no reason to change your behaviour to make it more convenient for others to know your business.
@meJess Well, that's [i]their[/i] problem. Why should I care about that? And we don't have the IRS in Australia.
meJess · F
@Bellatrix2083 it’s their problem but they want to make it yours was the point I was making. No taxation agency in Australia? Maybe I should move 😊
@meJess ATO - Australian Taxation Office.
I prefer cashless /paperless transactions. I don’t want to carry money and coin purses, looking for ATMs…because i find it inconvenient.
WhateverWorks · 36-40
It’s mostly I don’t like walking around with large sums of money on me.

For people who are blind it’s easier for cashiers to short you.
IWasCallingYaLarry · 26-30, M
Yeah people are just too lazy to carry some cash on them. I know people just like that.
Dshhh · M
I agree, how convenient is it if you wanna buy something from someone and they don’t have the little machine. There is also a certain pleasure and carrying around a fat stack of cash
My guess is what’s inconvenient for these people is the day I have to go to the trouble of going to an ATM machine How very inconvenient
ArishMell · 70-79, M
@DshhhIndeed!

Actually you don't normally need carry large amounts of cash - unless you're buying something expensive cash-only, like a second-hand car from a private seller.

I rarely carry more than about £30, often less; though many of my purchases are where card payments are not possible or would be silly anyway. I am though fortunate in that ATMs are still reasonably accessible to me, one only five minutes' walk away, and even my bank still has a local branch.

Many people living in rural villages and even some suburban areas have no services anywhere near them, and no public transport to the nearest towns where if they are lucky they might still find physical post-offices, banks, etc.
rrraksamam · 31-35, M
It's not.
I use cash too
CheshireAzur · 36-40, F
Safe?? Okay. Keep $500 on you at all times and watch someone plot on you.

Anonymous?? Do you not see how many cameras are on you?

Convenient?? Wait till you start going to places where cash is not accepted, like some theme parks.
I prefer cash.. just hate the coins. I walk around with $600 at all times.

Why be at the mercy of a third party..
SW-User
Cash must remain so that the poor without credit cards can still buy what they need.
dale74 · M
We have a saying cash dont talk if you buy with a cc anyone can find out if they want....
Lilymoon · F
That is rare and commendable you only use cash 👍
QCDog2659 · 61-69, M
Cash is king.
Jacko1971 · 51-55, M
https://youtu.be/HyVnoe9EF30?si=c3ULSIHu3LnWZCVy
There are a few places here that won’t accept cash anymore.
Much of it began with the pandemic— fewer germs.

Another reason stated is that non-cash businesses are less likely to be robbed, less likely to encounter counterfeit bills, or deal with employee theft (which is sad). Also faster service and less bank hassles for them.

It’s inconvenient for me, so while I understand, I tend to avoid such places.
It's an excuse, governments like to control our means of commerce, they cannot when we use cash.

 
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