I’m getting a new credit card

My first credit card is a Bank of America Customized Cash Rewards Visa Signature. Last year I also got myself a Discover It Cash Back Rewards Credit Card. I just signed up for a Wells Fargo Active Cash Visa Card. I understand that Wells Fargo as a company doesn’t have the greatest reputation, but the card offers unlimited 2% cash back on all purchases and you get a $200 bonus if you spend $1,000 in the first 3 months, which is definitely doable for me. I also wanted to get another card because my 0% APR on my Discover card expires in July, and this new card will give me another 15 months of 0% APR.

So right now through the end of June my Discover gives me 5% cash back on gas (and Target purchases) up to $75 and 1% unlimited cash back on everything else. It’s my main card that I use for almost everything. When not in the gas season on my Discover card I use my BoA visa for gas as it lets me select to get 3% cash back on gas year round. I recently changed the category to online purchases but after June I will change it back. Now with this new card I’ll be getting unlimited 2% cash back on every purchase. So I’ll probably be using this new card for everyday purchases, and in the first 3 months gas as well to make sure I spend $1,000 and get that bonus (shouldn’t be hard with gas prices being $6 a gallon lol 💀). So I’ll be getting less cash back on gas technically (2% instead of 5%) but it’ll be worth it to get that $200 sign up bonus.

Isn’t managing money fun? Lolol