I used to wear pants and a nice tunic top to work...that way I didn't need to wear a jacket. I would add in a nice sweater I bought at Talbots, with the most amazing square weave to it, and that would help when it got cold.
I would wear earrings and rings and a necklace, if it called for it, and platform shoes.
It's all in for me.. depends on my mood and occasion, I could be dressed in a business suit as well as in a saree provided I feel like carrying myself in a certain way for the meetings with clients and business summits