What's been one of the lowest points of your life, so far?

It has been the past two years for me. First we had hurricane Ian. It did some damage to a couple of our rental properties. The insurance company wouldn't pay off so we had to repair the places ourselves. Then the economy started tanking. My wife and I make a living off of vacation rentals. All of a sudden our places were sitting empty half the year. Then my wife was diagnosed with uterine cancer. While we were doing biopsies and getting everything figured out we had hurricanes Debbie, Helene and Milton. Those postponed her cancer surgery and treatments. During Milton we had more damage. The insurance company got a little froggy after not paying off for hurricane Ian and actually had the nerve to tell us that we could rebuild two houses for $580. That since our deductible was $5900 they didn't owe us any money. We have currently retained a lawyer and are sueing them to get paid. The lawyer says we can't do any repairs until we settle with the insurance company. Due to all of this we haven't had any rental income in 8 months now and we have been forced to sell another property to raise some cash. The sale closes the first of April, so we won't have any income in March either. We are definitely broke right now. I don't want to ever be this broke again. My wife did have her cancer surgery and radiation treatments. All of her scans and blood work have come back clean. Once this whole mess straightens up I may actually have to get a job and go back to work. Up until all of this I was enjoying being retired.