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[OpEd] A few words on natural disasters

Now with all these natural disasters some are complaining about what they can do when things are not going the way they wish.

Now it's with flooding on their own properties. I wouldn't go into the reasons, yet the reasons are obvious even when they don't wish to put the blame where it truly belongs.

The reasons they are complaining though is because they refuse to have insurance. Too expensive they claim.

What they don't as well consider is that as well is their own fault!

You buy a home in a expensive area. Fix it up with expensive landscaping. Put in expensive items in their homes, then complain that they can't afford the insurance.

That reason is complete insanity! You want to have something nice, yet don't wish to consider the area in which you buy.

I simply cannot have any sympathy for that total idiocy.

There's a reason why you don't buy properties where natural disasters are prone. Why I looked at the places that I even rented.

If I couldn't get out, I simply didn't live there. If a property was in a frequent hurricanes, tornadoes, or hightide areas, again I simply wouldn't live there.

You have no reason for which to complain, if you should live in those frequently known problems.

This is not even a lack of compasion reason. For you basically asked for the problem to occur.

End of rant! 🙃
KiwiBird · 36-40, F
Insurance costs can be extremely high in flood prone river areas in Australia. The current flooding in the lower Murray is at near record levels the highest in 70 odd years. A typical home may cost $1,500 to $2,000 pa to insure (Building Only) In a flood plain that cost will be closer to $50,000 pa
So consequently many cannot afford Insurance. You pays your money or take a chance.

You wouldn't get flooded out every twenty years. If you invested say half that 50k in blue ribbon shares you would be well in front. Self Insurance would be the way to go.
DeWayfarer · 61-69, M
@KiwiBird It might not be a problem if the same darn problem didn't happened every cotton picking year.

Yet every year they do complain. 🤷🏻‍♂️

They expect the state or county to fix a problem that they themselves don't want to touch.
KiwiBird · 36-40, F
@DeWayfarer We gave up picking cotton. The State is certainly picking up a fair bit of the tab.
DeWayfarer · 61-69, M
@KiwiBird well with cotton it's one natural resource that we don't have to import. It was found growing here when Columbus discovered the Americas.

The state refuses to do anything about the same insurance companies that those same wealthy have forced apond everyone else.

It's the wealthy that have stock in the companies that they themselves refuse to buy.
ArishMell · 70-79, M
I agree completely, and councils in the UK are starting to consider such hazards and the risks when examining planning applications.

I do know someone who was caught out in an unexpected way. His insurer tried to avoid flood cover by his home being within some artificially-set horizontal distance from a river.

The company was using a "flood risk" map evidently created by somebody unable to read an Ordnance Survey map that would reveal the street is high on the valley side, some 200 feet above the river's normal or even flood level.
I’ll never understand ppl who live in cyclone prone areas..
“ I lived all mah lyfe.. I’ll just rebuild I guess”
DeWayfarer · 61-69, M
@TheOneyouwerewarnedabout it seems to happen no matter what the disaster. Far North of here it's every year a wildfire. Here in the south it's flooding in wilderness areas.

They wish to live in those remote areas away from people.

I can have no compassion for them. They are wealthy to begin with, just because they can afford the darn transportation every day.
@DeWayfarer can’t clear a firebreak? 🤓
DeWayfarer · 61-69, M
@TheOneyouwerewarnedabout exactly!

Had to do it myself, by hand, every cotton picking year.



I cleared two acres of a twenty acre property by hand. With only myself to do it. Every year for twelve years.

First image was before I left. Last image was the first year. On a Nokia flip phone I might add.

 
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