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Do you think medical insurance is a money-making scheme?

US medical insurance, the ultimate magic show! It's like they play hide and seek with coverage, offer deductibles taller than NBA players, and speak in insurance jargon that's harder to crack than secret codes.

But here's the real kicker: Prior authorization denials are their favorite disappearing act! "Poof! Denied!" Then, "Abracadabra! Approved!" Just when you thought you needed a PhD in insuranceology, they surprise you. It's a wild ride, folks!
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iamBen · M
My experience is that USA insurance is mostly a scam. Things improved a lot when they ACA got rid of the pre existing condition rip off. Huge deductables, denied care, balance billing, it seems to me that, basically, insurance is in the business of not paying to the greatest extent they can get away with and providing nothing that benefits actual medical care.