Do you think medical insurance is a money-making scheme?

US medical insurance, the ultimate magic show! It's like they play hide and seek with coverage, offer deductibles taller than NBA players, and speak in insurance jargon that's harder to crack than secret codes.

But here's the real kicker: Prior authorization denials are their favorite disappearing act! "Poof! Denied!" Then, "Abracadabra! Approved!" Just when you thought you needed a PhD in insuranceology, they surprise you. It's a wild ride, folks!

This page is a permanent link to the reply below and its nested replies. See all post replies »

NativePortlander1970

Yes, and Obamacare made it worse.

WiFiWitch · 41-45, F

@NativePortlander1970 it was worse before obamacare with pre existing conditions

ElwoodBlues · M

@NativePortlander1970 DEAD WRONG.

(1) Obamacare limited insurance company overhead to 25%; it used to be larger.
(2) Obamacare made it much tougher for insurance companies to deny coverage once a claim was made. In the bad old days, you could have fully paid up insurance, make a claim, and have it denied on the basis of some bulllshitt minor pre-existing condition.

NativePortlander1970

@WiFiWitch Prescription costs skyrocketed under Obamacare.
[media=https://youtu.be/CyNdufg8Hyo]

WiFiWitch · 41-45, F

@NativePortlander1970 but is it his fault or the pharmaceutical companies taking advantage? Lets be honest here

NativePortlander1970

@WiFiWitch Yes

WiFiWitch · 41-45, F

@NativePortlander1970 it wasnt really a closed ended question

ElwoodBlues · M

@NativePortlander1970 Gosh, somebody said something about a "secret agreement" on youtube, therefore you believe it's true?? How naive are you???

Kwek00 · 41-45, M

@NativePortlander1970 I hope Bigone5555J is right about this video. Because the rest of his material seems extremely dubious.

[b]SOURCE:[/b] https://www.youtube.com/@Bigone5555J/featured