I had an exchange summer but left with an huge medical bill

Im not certain how insurence works in the usa , although I know an bit about it , during my exhange program , my agency gave me free insurence , upon arriving at my program I suddenly started having bad stomach cramps and UTI symptoms , I went to urgent care and found the issue , it were something minor , mainly female issues ( infection ) along with an overian cyst but nothing really serious. When my problems got worst , I went to the hospital as advised. They did around 4 tests and kept me in for an few hours. The results wasnt anything really bad but something that could occur at anytime. Upon returning home , Ive been charged $16,189.07 and my insurence is refusing to pay any of this money , claming my problems were pre exisiting yet any woman at anytime could get an infection and there were no way of me knowing I had an overian cyst. I cant afford that amount , being an student and working an part time job.

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MarkPaul · 26-30, M

I don't know thing one when it comes to woman problems and hospital stays in the USA, but it seems you are leaving out part of the story. The hospital would have checked with the insurance company first, found out if they were going to pay, and upon finding out they wouldn't they would have informed you and asked for at least a downpayment or something.

So, you are leaving out some important details in this story and if you are simply asking people to donate money to help a "poor student who has a part-time job," well... that seems like one of those all too common scams. 🕵‍♂