I think she is quitting just because she doesn't want to hand the gavel over to a Republican at the formal ceremony. That is so childish, but typical of democrats.
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She already said she is not retiring from the seat she just won re-election to, but hadn't decided yet whether she would run for Speaker or Minority Leader and wouldn't until consulting family. But even if she did, how would that be more childish than still maintaining two years after the fact that an election was stolen from you with no evidence to support the allegation and sitting by doing nothing (the most favorable description possible) while your supporters storm the Capitol to overturn an election?