Is it Karma or just coincidence or just plain extension of bad luck?...

I just dropped 560 dollars gambling and as I walk home in the pre-hurricane tropical warmth, completely broke, a beautiful girl, whom I've never seen before is walking toward me and all I could say is you are very beautiful! And she smiled. All I could think of was, I could have offered her something if it was only an hour earlier. -But then, I wouldn't have seen her at that moment in time. - God Plays with my addictions in such subtle ways I guess.