Credit cards suck
I have two credit cards right now just to build a credit history. I have been responsible and making payments each month for five years just trying to get my score up. Adding the fees from the two cards just makes me feel robbed.
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iamonfire696 · 41-45, F
@twiigss of course they are robbers, they are lending you money. You have to pay for that service. If you have a card and pay your balance every month, you don’t have to pay interest.
Picklebobble2 · 56-60, M
Credit cards are only ever good if you can clear your balance owing every month.
Something else you should consider taking advantage of is any card that offers interest free balance transfers.
They normally do it for a limited time so pay as much of the balance owing as often as you can.
Then, as the free period comes to an end, find another offering same.
Something else you should consider taking advantage of is any card that offers interest free balance transfers.
They normally do it for a limited time so pay as much of the balance owing as often as you can.
Then, as the free period comes to an end, find another offering same.
SubstantialKick · 31-35, M
I just have my HAMEX card.
iamonfire696 · 41-45, F
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JS1992 · 31-35, M
@iamonfire696 this is why I am confused. There are supposed to be no fees if you pay you balance each month. Right now trying to figure out if there is any fine print or something. I think it is charging me for certain purchases
iamonfire696 · 41-45, F
@JS1992 if you are taking out cash advances they will charge you. You should talk to the credit card company and see what you are being charged.