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What is ObamaCare and why is it so good/bad?

Speaking as someone from the UK, I have no idea what ObamaCare is. Why did Obama create it and why does Trump want to get rid of it?
Makemeluvit · 36-40, F
Many on here will say that the small fine one is required to pay for not being insured makes the entire thing an outrage- funny thing is the new version being passed will charge a significantly larger penalty at the time that one decides to purchase the insurance making it a potentially prohibitive cost- either way every other civilized country of any standing in the rest of the world has some form of universal healthcare offered- I think that the only real arguement against it is that the US attracts the best and most talented physicians because we're the only place that has the unlimited earning potential- but if you can't afford to benefit from it it doesn't matter- also the politicians of course have a medical benefits package that is incredible- go figure
SW-User
@Makemeluvit: I was thinking a bordertown along the Great Wall. I bet I could find cheap ladies to fill the brothel.
Makemeluvit · 36-40, F
I wonder how much untaxed money we could make before we have to start paying the government to look the other way 👀🤣
SW-User
@Makemeluvit: Are you kidding? The primary source of income would probably be the government 🙄
cherokeepatti · 61-69, F
It is unconstitutional to fine people for not buying something. That's one of the main reasons to get rid of it.
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samueltyler2 · 80-89, M
@cherokeepatti first you use the term uncontitutional, it is not covered in the Constitution and the court disagreed with you. Naturopathy aren't licensed in some states, in others they are and are covered by insurance, as are chiropractors acupuncturists, etc.
tinyweeny · 70-79, M
@cherokeepatti bullshit...sorry.and obama is a democrate
[c=#BF0080]Because Obamacare SUCKS.. and it's done nothing but screw MY insurance up. My premiums have doubled.. copay's doubled and my insurance pays LESS. It's crap.. glad to see it go.[/c]
cherokeepatti · 61-69, F
"If you like your doctor, you can keep your doctor"...one of the big lies concerning Obama Care trying to get it passed. Sure, sure. And most insurance companies pulled out of my state because they didn't like to deal with it, and Blue Cross raised the rates way up...
Niburu · 51-55, M
it was a poorly designed healthcare system that would eventually fail and force all US citizens into a single payer system like the UK's NHS

we're about half way there if they don't repeal it soon
JaggedLittlePill · 46-50, F
@Niburu: congress passed it without reading it? Are you serious? I am not sure if I should laugh at that statement or bang my forehead on the wall a bit...

The republicans did everything in their power to put every road block up that they could in order to stop Obama from doing all of the things that were in his plan.

The fact that rates were not as low as they cpupd havebeen is entirely the fault of republicans who allowed states to decide if they eouldparticipate in medicaid expansion or not...among other things.

The fact that there was a penalty for not getting insurance was part of insuring the rates were low.....yet people who could not grasp such things chose instead to complain and whine about things that were in place to help them.

As I suspected, you receive your information from biased and false sources.
Niburu · 51-55, M
@JaggedLittlePill: this must be a real pushbutton issue for you
you've got all your arguments all neatly lined up to go

I remember Nancy Pelosi famous "we need to pass it to se what in it" bit
I await your canned response.

I receive my information from more than one viewpoint -I flip back and forth from NPR to AM talk radio, I read various newspapers, I don't watch tv news programs - period.
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ReaperofTime · 46-50, M
Obamacare is supposed to be an affordable health care reform. But instead it is forced HIGH premium insurance for people who can barely afford the cost. While Illegals get almost free care at hospitals. No expansion for the working poor. Its a mess. However. Paul Ryans alternative is even worse. He wants to completely WIPE OUT health care for about 24 million Elderly. Working poor and Disabled. Dumb led by dumber.
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CaptainCanadia · 41-45, M
To give you a real answer:

The US has private health care so nothing like the NHS. The goal of the ACA (Obamacare) was to insure as many people as possible. It did this by trying to put everyone on private insurance - if all the healthy people are paying in, the premiums go down. Join, or pay a fine. The ACA also tried to give people subsidies to make premiums cheaper, and guaranteed insurance for people with pre-existing health conditions. Previously if you had a chronic heart issue you would never get insurance.

Republicans always hated it because they see the individual mandate (fee for not participating) is an assault on liberty.

The ACA has kind of half-worked. A lot more people got insurance who couldn't get it before... but a lot still aren't on it. So the premiums got really expensive for some people and they can't afford their health care. Trump wanted to get rid of it because Republicans want it gone, and enough Americans want it gone.

However, the problem is that Trump's new health care plan is the same thing, done worse. So nobody likes it.
it's bad because 1. they force you to buy it and fine you if you don't

2. it wasn't as good as they promised

3. three it's full of evil fine print (so I heard)

4. they made it because healthcare for the poor is lacking here..

trump is getting rid of it because it's unamerican to shove healthcare down people's throats. that's why
cherokeepatti · 61-69, F
I don't have ObamaCare but have private insurance from retirement and the rules have changed for the doctors to where if you are hospitalized you can't even have your own doctor in the hospital, you have to take the one that is on call for the time you're there. That's pure bullshit.
firefall · 61-69, M
It's a modification to the health insurance market, requiring insurance companies to accept ppl with pre-existing conditions, stipulating that everyone has to buy health insurance (or pay a fine), and providing subsidies for the poorer half of the population to make this insurance affordable.

Obama (well, the Congress under him) created it because there were 30-35m people uninsured, which is to say, with no access to healthcare of any sort, realistically. Mostly just because they didnt/dont earn enough.

Trump & the Republican party want to get rid of it, ostensibly because it imposes an extra tax burden on the richest 4% of the population (not a large one, but apparently all taxes are anathema).
SW-User
obamacare/aca is an attempt to make something like ... I wanna say nhs in the uk? for US. but being so full of compromises and pork all the way around it ended up having pretty severe flaws. it's not expansive enough for diehard liberal types, it's cost effective enough for diehard conservatives types. I think the main force for getting something else is it was a campaign promise that had people fired up and motivated at the time and it was a very hurried/pushed through bill.
SW-User
What? The NHS is a socialized medical care system. The ACA was never intended to be, nor is it, government insurance or socialist in structure. Big Pharma and insurance still run the game.

AS for the interpretation of the melee that's surrounded replacing it, I think you're correct. They promised, they have to do it, consequences and cost be damned.
SW-User
@Oconnor: well I said it was an attempt at it (which I think is both reasonable as a comparison for a complete outsider and not entirely inaccurate -- It was the general aim when started) but it was so full of compromise and pork (which turned it into who held the keys, made sure insurance companies still made money, et al)
SW-User
@DeadCowboy: No, see, that's the thing. It was never meant to be socialized. In fact, it's almost an expanded copy of Romney's plan for MA. It was always meant to keep care a private-enterprise business; it was simply intended to even the playing field for everyone in a culture where medical care is tied to your job, which inherently makes it a class-based system.

And, for any bashers of the ACA who are dropping in, just keep in mind that you can impede, block, sabotage and try to eliminate a bill OR you can call it's inception incomplete and ineffective. You don't get to do both. You don't get to beat the shit out of the kid on the playground and then fault him for bleeding.

(edited for grammar)
SW-User
It's bad for the following reasons:
1) It costs too much and it's structure literally encourages runaway costs.
2) It reduces choice
3) The reduction in choice (#2) has literally led to the abandonment of whole specialties from certain states.
4) Forced to change doctors and plans
5) Rates increases - out of hand.
6) Did I say cost? - it will ultimately bankrupt the economy.
7) it pays bureaucrats - not health care providers... more
8) Finally - it encourages an irresponsible mindset among those utilizing it.
SW-User
Nice pic. Doesn't change the facts on the failure of Obamacare, but... nice pic.
JaggedLittlePill · 46-50, F
Do you know how to shutup or do you like the taste of your own foot in your mouth.

And now we are at the part where you bring up more about Obama. Did you know he is not president anymore.


Shut up. You have zero to back up what you spew. This conversation is pointless and useless. That would be the purpose of the meme. Apparently you did not grasp that either.

Bye Felicia.
SW-User
Typical Liberal - loses an argument then blocks you. Can't handle the truth. Not the first time we've seen this.
Glossy · F
Here in the UK we have a National Health Service (funded by a tax called the National Insurance - N.I.) so everyone is covered. You can also choose to buy private healthcare, but you still have to pay the N.I. tax if you have an income.

Would such a model fit the USA?
firefall · 61-69, M
@TyphoidJerry: nor amongst the majority of the population, by all polls I've seen. Don't get me wrong, I think it'd be a fantastic improvement, but I don't see any huge popularity for it here.
CaptainCanadia · 41-45, M
http://www.gallup.com/poll/191504/majority-support-idea-fed-funded-healthcare-system.aspx
CaptainCanadia · 41-45, M
Granted, this is one poll and there are likely others. But single-payer is a popular idea. If 30% of peopole supported it, there'd be tremendous support. 30% wins elections.
SW-User
https://www.forbes.com/sites/matthewherper/2017/03/14/keep-your-plan-maybe-not-under-trumpcare-says-devastating-cbo-report/#115991862948.

This provides a pretty good comparison of the two. Right now, there's not a medical organization in the US backing the new plan.
samueltyler2 · 80-89, M
Just follow trump and his minions. it has nothing at all to do with the.merits of anything. It is purely andbsim0ly an attempt to reverse anything that Mr Obama did. Call it what you want, trump was the original "brother," and hates everything Obama was able time I! His cabinet has been charged with reversing anything they can associated with the Obamas!

As to the Affordable Care Act, the US is the only fully developed country without a form of national health care.
tinyweeny · 70-79, M
@samueltyler2 you are right.and its a shame ....
SW-User
It's a health care law that dramatically changed the health care system. It has forms of controlled competition, and adds a lot of regulations and requirements.

Those who want to keep it say it's needed for the poor. Those who want to get rid of it (myself included) say it has dramatically increased costs (my brother's family 3X), lowered options, wrecked entire sections of the industry, and we can cover the poor far more efficiently while not having such a costly, top-heavy system.
tinyweeny · 70-79, M
it was for to people who dont or cant get medical insurence.Trump hates poor people and anyone who is not white.
Subsumedpat · 36-40, M
It was an attempt to move toward something that would be a bridge to universal coverage. It was a step to short for some people and too far for others so it failed.
Article 1557 is love
JaggedLittlePill · 46-50, F
You are better off going to the website for info. The info you will receive here will be questionable.
The short answer is that it is healthcare, and the Republicans want to get rid of it because it's associated with former President Obama. Its mandates were that everyone had to apply , with pre-existing conditions covered and one's dependent children included until age 26.
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Xuan12 · 31-35, M
And the new plan being proposed isn't really any better, in fact it's probably worse.
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