What are you finance options if you're looking to buy a new vehicle in 2022 and beyond ?

If you are looking to buy a new (or near new) vehicle, what are your options?

Do you have all the money already meaning you can 'slap the cash' down on the table?

Do you intend to get a normal personal loan from you bank (either for the full or partial amount)

Do you intend to get it through a novated type lease agreement with your employer?

if you intend to use a lease agreement do you intend to pay it out or get another new vehicle?

I've never bought a new vehicle ever but I have used a bank loan to buy a used vehicle before.