Just a nightmare

Was in a car crash on Christmas eve, rear ended. I was ok but developed acute whiplash. Pain three days later. My car has been in a tow lot waiting to be appraised by the at fault driver insurance. It took over a week and they notified me today that it's a total loss, and I only have until tomorrow to get my things. That they'll only pay until tomorrow.
Then, right after that, I get a letter saying I am responsible for damages incurred. I'm like What??? I didn't have collision so now will need a lawyer that does damage claim in addition to personal injury. I am so stressed and trying to find one in the next day or two. What a Happy New year 😟

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calicuz · 56-60, M

Everything is ok, the other insurance company is just "playing the game " of not admitting full responsibility to avoid not being able to minimize payout.
As for your things, that's just them being jerks, and is to be expected from them.
Good luck on your case, and I hope you feel better soon.

Coralmist · 41-45, F

@calicuz Thanks my friend. Because I don't have a lawyer yet I'm not sure whether to talk to them..they're asking if my car is a loan..its not. I can go get my stuff tomorrow but don't know where to have it towed yet for salvage. And I thought for sure the at fault driver insurance compensated my car or damages. I guess that is what a. Lawyer will do... Ty again 🍀

calicuz · 56-60, M

@Coralmist

Yes, call a couple of them in the morning.