I got into a car accident and have damage to my car.

I don't have full coverage, but it wasn't my fault. Do i call my insurance company to start the process or her insurance company?

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robb65 · 56-60, M

Most likely it isn't absolutely necessary to contact yours. Letting them know "just in case" might be a good idea though. You probably need to get estimates. Last time I dealt with this I didn't and they ended up sending someone out to estimate the damage ($1000 on a truck that cost $1400 and all I wanted was a new tail light.)