What experience made you become more thoughtful about the way you treat other people?
What is something you learned the hard way that you now consider a blessing?
What does it mean when people say that life is like a “tarnished mirror” that needs polishing? How does this idea connect to chanting practices?
How generous are pensions in practice? Say you need a minimum of £5,000 on the 1st of each month to cover all your outgoings & save a bit as well. If you get the same retired as working, no one would go out to work then as the reward isn't there.