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Why do political groups in India seem to have so much local power, and what can ordinary people do when faced with their threats?

Is it common for first loves who meet later on life to feel attraction for one another?
Is it a dealbreaker if your partner refuses to engage with your kids, or are there situations where this might be okay?
Does a life insurance payout go directly to the beneficiary or does it have to go through a court process first?
What happens if a sailor in the Navy shows up late and misses the movement of the ship that they are assigned to be on and is stranded in town or a foreign port when they are supposed to aboard and working?

 
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