What are some of the ways in which "the system" is broken for those taking care of loved ones?

What happens when a minority group operates on a dual standard of morality, treating insiders with integrity while using immoral and unethical means to exploit outsiders?
Do you notice a big difference in dinner times when you hang out with your Spanish friends versus your international friends?
How do scams and financial mistakes often serve as early warning signs of dementia, and what steps can families take to protect their loved ones?