What daily habits have helped you build long-term discipline and stay consistent even during challenging times?

I think, in college, maybe I had small somatic trauma reactions quite often in all subjects - any person, settings, reason. Is that why my performance was slightly inconsistent at times? Triggers of mild dissociation, fog, freeze, shut down.
How can Trump claim that it's Biden's fault that Americans' credit card balances are the highest in 15 years when we're nearly two years into his reign?