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Do you have an arranged overdraft with your bank?

If so, what is your agreed overdraft limit? And how often do you go overdrawn?
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Lacemaker · 41-45, F
I've only ever had one overdraft when I was a student. I felt so guilty until I'd paid it off I vowed I'd never have another. Luckily, I haven't.
Rates are sky- high at the moment.