Do you have a hard time planning for the future?

Living with someone who doesn't plan for the future and wants to stay unemployed like a lady, makes it difficult for me to plan for the future of the baby that is coming and the new coming kids, but nothing could be difficult for me to be planning my own future. It only takes patience and work hard to achieve goals. Plus be greedy, because I am not gonna allow another guy use me for money, just because my father looks at him as a good guy.