Have you been caught skinny dipping?

No because I am always cautious as to when and where I do it. I did get walked up on by a stranger (a fisherman) once after I had finished swimming. I had come out of the water and was drying off when I heard footsteps getting closer from down the path. He appeared before I could do much of anything so I just wrapped my towel around my waist. He was calm, smiled and asked where the path to the river was so he could put his boat back in (he and his friend had run into too shallow water for the boat). I told him and pointed the direction, he said thank you and went on his way. I could tell by his eyes that he knew what I had been doing and he didn't seem to have a problem with it. After he disappeared from sight again, I finished drying and just gathered my clothes and walked naked back up the path to my car before getting dressed.