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My major setback was pretty much my childhood. My father was a narcissistic alcoholic. My mother did her best most of the time but just wasnโt equipped for being a parent. My dad bugged out when I was 9, and my mom had no discipline when it came to finances. Money just wouldnโt last - partly because there wasnโt much to begin with and partly because sheโd buy stupid things when she had any. By the time I was 16, I was working full time while still in high school, because I was feeding myself and my sister and buying our clothes and school supplies. When I was 18, I moved out flat broke and busted my arse to get through school and make something of myself.