To accelerate the process

This is purely theory but if the tribe of humanity could create maintain develop and build a community fund to meet the basic needs of all, the reduction of suffering would allow the progress of humanity's condition to reach its maximum speed. This is similar to the jewish community supports and financial stability. India saudi arabia and Egypt have similar principles in the form of public works. As does much of south America and the Caribbean; Japan too.
Therefore if precious metals were donated to the public such as a town or city constructing a monument of gold or silver, as an example, The collateral that the public now holds jointly would offset nearly all interest rates and ensure everyone's basic needs are met. Yay a higher credit school too! Only by minimizing the suffering of everyone can we ever hope to eliminate the suffering of everyone.
So in the words of man, "Lets do it!" Get ready America.