If you are in debt...

Because those funds that you had stolen were government funds.
K_pro and Melissa had stolen those loaned sum under the excumbent's time.
Some projects under the government are not the concern of the bankers. They are still debts of those private individuals!
I know Victor, Derek, & Slater had taken advantage in 2017...
Why Slater tried to fake Man. Why Ellen and K_pro had befallen those F4 boys!