Is being a kept woman really a bad thing?

Is having financial help from a husband really that bad? I know people will go oh what about feminism but feminism doesn’t solve having mental health problems and issues. I don’t know if I can work full time ( 40+ hours per week) and afford expensive life completely on my own. My parents won’t be around forever and I don’t want to be on supplemental security income forever. I still have student loans to pay back that my parents are helping me pay back. I would want my husband to help me finish paying back my student loans. Is it really the same thing as having a sugar daddy? I would work as much as I could. But even my parents say don’t rely on a man but unless he was abusive I don’t see how it is a bad thing especially for someone like me who has limitations.