One of them turns you bitter, untrusting and hateful (republican), the other makes you happy (democratic).

Attitude

One you earned

lifestyle habits and peers

The second implies being rich all by your own efforts, not wealth handed to you.

I think the later is more appreciated than being born with a silver spoon in your mouth

The one who was born rich takes it for granted most of the time.

Values.

And both can have bad values. Just different ones.

The saying "greed corrupts, and absolute greed corrupts absolutely" does apply to both.

One is given while the other is earned.