Dose anyone find it hard to sleep when one is thinking about buying something that they need ?

sometimes it happens that you are preoccupied with things, you need to be doing.
It could also manifest in an OCD like obsession
Thats oh so normal
just being nice on SW

I find it hard to sleep when I'm thinking about having to go to work the next day.

New clothes have never stopped me from even a second of sleep.

It’s hard to sleep when you’re thinking. Period.

Not unless it's an unusually big ticket item

Nope. I almost never have trouble sleeping