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is it necessary to use a VPN for a home computer

i have never used a VPN and to be honest don't know much about them....i have a windows desktop computer...and i heard recently it is essential to have a VPN whilst your online now, for many reasons including to protect you from snoopers.......and because i never used a VPN it made me think.

any help?
PhlipipUK · 70-79, M Best Comment
I think you only need to use a VPN if you regularly visit dodgy websites or you want to access content not normally available in your country . As long as you have some decent anti virus software installed, you don't need to worry.
Jungleman · M
@PhlipipUK thanks a lot for your imput.


 
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