also usually if I am at the drive through I look around before I pull out my card

It's called situational awareness.
It's actually some thing that in martial arts classes, at least all the classes I ever took, is a focus to be reiterated often.
I was going to make a joke about that but just got to thinking I have been doing marital arts on and off since I was around 12 or 13 so what would I know about what normal people naturally think. LOL.

Snatch and grab type criminals look for the people completely unaware of their surroundings.
I mean, who in their right mind goes to the ATM and doesn't notice the guy damn near leaning on them from behind while they make a withdraw?
I want to tease but like I said I have had this pounded into my head for a long time from an early age.
I keep seeing the ATM camera footage of a guy that snatches grand ma's withdraw money and they are always damn near cheek to cheek with the person they are robbin