With things getting more expensive as time goes on, I am not sure if I will ever be able to afford a house..

Inflation and interest rates are making things more difficult and may have pushed people out of home purchases because they won't be able to afford the monthly. The positive, is it can shift things into more of a buyer's market. Depending on your price range it means you wouldn't be competing with 20 other people for a home. If you can do that, and make it through this, interest rates should come down eventually and refinancing is usually painless.