What was the roughest time in your life ?? What caused the situation ??

And when I say roughest, it could mean emotionallly, financially or anything that you deem appropriate.

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I have had times with bills due, $12 in the bank and not knowing where the next cheque was coming from. A time when I saw my twin grandaughters both under 500g born at 25 weeks and knew they werent going to make it (They are 14 now and perfect ) and had to put my wife of 50 years in a home with dementia I could no longer cope with.. Compared to many others I regard myself as fortunate..😷