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Do you have it easy?

Poll - Total Votes: 26
Yes
No
Lil bit
I wish
Life is a mother ....
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What is the secret to a good life? Just when I think I'm ahead, something comes along and hits me two steps back. Life .... isn't easy. 😅🤕😂😢😪🙂😭 #fml
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Today ... YES.

But it wasn't always this way.

I think the big change came for me when I was able (fortunate enough) to pay off the vast majority of my debt. IE: it was extremely stressful to have to service ($$) debt every month and once I added up how much interest I was paying every month to maintain a lifestyle I had become accustomed to ..... I knew I had to get rid of those interest payments. So I started throwing a lot more money at my debt every month .... worked a lot of overtime, refinanced the house at a much lower interest rate and took out a bunch of equity cash to pay off as much other debt as possible, then raided my retirement account to kill of the rest of accounts and cards with higher interest rates.

After all that I only owed on the house and I made a vow to myself to never pay any other interest.

It has worked so far (>10 years) and my life is much easier knowing that I don't have all that debt hanging over my head every month.