What is your credit limit?
Mine is only $500, but I never spend more than that in a month anyway because I have limited funds.
Top | Newest First | Oldest First
QuixoticSoul · 41-45, M
Way higher than any kind of credit card debt I’d ever like to carry. I have a few zero fee credit cards and they all raise their limits periodically. When the zero apr offer runs out I get another one, and keep the old one. I tend to keep a small no-interest balance, for some reason I feel like a history of actual credit card debt helps your creditworthiness better than always paying it off every month, but fuck paying interest.
View 2 more replies »
ShaythePanTransMan · 22-25, T
@QuixoticSoul I don’t know if I would trust credit karma. I think they can prey on consumers.
That’s strange.
Possibly.
That’s strange.
Possibly.
QuixoticSoul · 41-45, M
@ShaythePanTransMan Oh that was something I picked up from my parents. But credit karma does have a section on number of accounts.
Creditworthiness is fucking weird and it goes way beyond income and rating. Witness the Apple credit limit debacle.
Creditworthiness is fucking weird and it goes way beyond income and rating. Witness the Apple credit limit debacle.
ShaythePanTransMan · 22-25, T
@QuixoticSoul I see.
I suppose it does.
I suppose it does.
Ynotisay · M
500 bucks is fine. And a little tip. What you want to do is make sure you pay ON TIME, every time, and more than the minimum due. You don't want to be a day late. A good credit score is really important. It opens doors. And it's not too hard to attain.
ShaythePanTransMan · 22-25, T
@Ynotisay I agree. I’m certified as financially literate, actually. I always pay my balance in full and on time.
Ynotisay · M
@ShaythePanTransMan That's a great habit and WILL pay off for you. Good job.
ShaythePanTransMan · 22-25, T
@Ynotisay Yes, I think so. Thank you!
