Loyalty programs are all scams!
You don't actually gain any net-benefits from loyal programs, but the businesses gain lots as they collect and track your spending data to use for their out purposes.
46-50, F
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Yes, they profit from them. But if you don't collect them, you are more at a net loss since they pass all the cost back into their goods. So your choice is either buying into them or not buying into them and paying the same cost (passed down equally in prices), so the choice is yours.