Hey, yes, I went to a seminar they push you to purchase a ticket and give you a grace period of 72 hours to gey e refund so you can take advantage of the " special " offer and think about it. Only when you try to refund they won't reply, or send to ca fictitious account, and avid refunding in the period. Just hypocritical. My mother has cancer and i was promised the refund. 6 months later they are not acknowledging what i am saying and its going around in circles. It's now in hands of Fair Trade.