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My 2026 personal budget is completed. I'm ready.

I am holding discretionary spending relatively steady and increasing savings, investments, and allowance for utility rent, and food cost increases. Hopefully, I will be able to reduce spending on car maintenance, fuel, and auto insurance to help offset those increases. At least that is the plan. I am now at 100% on auto-pay for all bills.

That is all. 📢

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DeWayfarer · 61-69, M

..."The best-laid schemes of mice and men
Go oft awry,"
And leave us nothing but grief and pain,
For promised joy!

Still you are blessed, compared with me!
The present only touches you:
But oh! I backward cast my eye,
On prospects dreary!
And forward, though I cannot see,
I guess and fear!

Robert Burns 1785

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MarkPaul · 26-30, M

@DeWayfarer I have the proven discipline to stick with a budget, and I am all about following a plan.

DeWayfarer · 61-69, M

@MarkPaul Not what the poem is about. Quite the opposite really.

MarkPaul · 26-30, M

@DeWayfarer Perhaps you should read it again. The warning is that the best laid plans can go off-track. My point is I have the discipline to ensure my plan keeps me on track.

The more you know...💫

DeWayfarer · 61-69, M

@MarkPaul I really didn't want to bore you with the full poem. It's rather long! 🤣

It's on Wikipedia BTW under the quoted title. See the English translation of the Scottish language.

MarkPaul · 26-30, M

@DeWayfarer 🤦🏻This isn't a discovery of yours. It's not an obscure poem. Most people have come across it, studied it, and have used phrases from it. If you are looking for credit... well, good job on copying-and-pasting a poem most people already know.

DeWayfarer · 61-69, M

@MarkPaul If you would read it you would know for certain yourself!

People often lose the meaning of popular sayings. Heck! They even quote back the wrong words.

MarkPaul · 26-30, M

@DeWayfarer If you would read it instead of having ChatGPT read it to you, explain it to you, and do the work (yourself), you might find that being intellectually lazy isn't serving you well.

DeWayfarer · 61-69, M

@MarkPaul I didn't have ChatGPT read it. I actually had to look it up myself on Wikipedia! ChatGPT thought it was Copywrited! 🤣

MarkPaul · 26-30, M

@DeWayfarer You are now completely off-topic.

DeWayfarer · 61-69, M

@MarkPaul that poem is not! And you switched the topic yourself not me! 😈

MarkPaul · 26-30, M

@DeWayfarer You don't even know what the poem means. You like to sashay around here and promote your own agendas. Stop being so childish.

DeWayfarer · 61-69, M

@MarkPaul Why won't you read it? 🤷🏻‍♂

There's no agenda in reading!

MarkPaul · 26-30, M

@DeWayfarer I have read it. I have studied it. I know it. Why do you think you've discovered something that is common to anyone with a basic level of education?

DeWayfarer · 61-69, M

@MarkPaul Then you clearly didn't comprehend it!

I gave the most applicable lines for a reason! ..

"But oh! I backward cast my eye,
On prospects dreary!

And forward, though I cannot see,
I guess and fear! "

MarkPaul · 26-30, M

@DeWayfarer You literally have no idea what you are talking about. Get yourself an education and stop acting like a pest... for your own good and personal development.

DeWayfarer · 61-69, M

@MarkPaul Tell me truly you don't think Trump will ruin the stock market, the cryptocurrencies as well as the gold and silver prices

After reading this, likely once again!

https://similarworlds.com/politics/5504593-Markets-Down-Across-The-Board-Bitcoin-is-below-65K-which-I

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DeWayfarer · 61-69, M

@MarkPaul and you still have faith in your "increasing savings, investments" 😞

MarkPaul · 26-30, M

@DeWayfarer Yes. Your rationalization not to save, not to invest, not to use auto-pay is damnable and a sign of growing paranoia. You're probably still expecting for Sydney Powell to release the kraken.

DeWayfarer · 61-69, M

@MarkPaul oh ye of so much faith, once a moment before there was none!

EVERYTHING. There are no exceptions.

MarkPaul · 26-30, M

@DeWayfarer That doesn't mean to stop saving and investing. You see, this is probably why so many people are blocking you.

DeWayfarer · 61-69, M

@MarkPaul guy that 401 blocks took nearly 10 years!

MarkPaul · 26-30, M

@DeWayfarer It's still not something you should be proud of. I'm a people person and I support people, not tear them down. You should try it.

DeWayfarer · 61-69, M

@MarkPaul most those are Republicans! 🤣

MarkPaul · 26-30, M

@DeWayfarer Just clean up your act.

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