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Will my insurance cover this?

My daughter totaled my car in a McDonald’s drive thru. Since her name is not on the insurance does this mean they won’t cover it?
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Flossie · 36-40, F
You are 26-30 so there is no way your daughter could be driving your car
NorthernBear · 51-55, M
@Flossie A girl could get pregnant as young as 13. It's unusual but it happens. A kid as young as 8 could be able to reach the pedals and so drive. It's illegal of course but could be done. If she's 30 she could easily have a daughter in her late teens who is driving legally. Of course this is all hypothetical. She could just as easily be a 50-year-old man posing as a young woman on here. We just don't know.
NorthernBear · 51-55, M
@NorthernBear He appears to have changed the gender on his profile as I was typing that.
Flossie · 36-40, F
@NorthernBear I doubt it though but as you say we don't know
Carazaa · F
@Flossie Don't say "no way it could be his daughter", Lets look at ALL the possibilities before jumping to conclusions
1. He could have adopted her
2. or be a stepdaughter
3. or gotten Mom pregnant at 13-15.
4. Or the daughter could be driving before she got a license.
5. Or Dad could be older than his profile says.

It is all possible.