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Will my insurance cover this?

My daughter totaled my car in a McDonald’s drive thru. Since her name is not on the insurance does this mean they won’t cover it?
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Most likely.


…. Was she driving? Or did she just make a mess of her car seat?
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@LeapingLeotards gah, children!! So she’s not insured as a driver. It will be an issue. But they will likely cover a portion of it. The car is baited, she’s not so any damage she caused you may need to pay for.