It looks fungal to me. Cant be sure from ur pic. You can apply antifungal cream from drug store but it will be of minimal help because you cant get under the nail bed. They have medication that you need a prescription for that you have to take for 3 months. Apparently nail psoriasis is also a thing. But the pics I see online of nail psoriasis have discolored patches under the nail as well and pits in the nail.
@Unknown110 oh wow, it said that people with psoriasis are more likely than others to get nail psoriasis and that often holes and pits in the nail are caused by this so maybe that's what you have. Treatment seemed to be oral psoriasis meds, steroid injections under the nail beds, ultraviolet light therapy on nails. Your case looks extremely mild from the pic.
this is my arm and about everywhere else is equally covered. As of lately it's been spreading pretty badly. Even with my lotions and slippery elm tea. It could easily be more psoriasis at this rate. Been figuring I'd go back to tanning to get it under control. But wasn't sure if it was lack of vitamins or what.
@Unknown110 How terrible. My husband has seborrheic dermatitis of the scalp which looks terrible and is very similar to psoriasis. The sun helps his scalp also. I had no idea that tanning helps calm psoriasis. Hope you can get this under control.