Any life insurance agents on here?

@kekobaka: How does one know when that'll happen?

And what if you have terminal illness? Can you still get life insurance?

@StepDad2: no you can't. Term is cheap though. How much coverage are you looking for?

@Peaceful: I'm thinking 500K

@StepDad2: shouldn't be a problem if you are in good health.

@Peaceful: I'm in good health. I have group life insurance from my job but I might leave before I die. So...

Is Whole Life is bad as people say?

@StepDad2: it's expensive and the agent gets a bigger commission. It really depends what your needs are.

@Peaceful: Damn. It's really complicated. It's not easy to trust these agents.

@StepDad2: if you are just wanting it to take care of people you leave behind, get Term. If you think you would need to borrow against it down the road, Whole Life can help with that...if I remember right. I haven't been licensed for a while now. Shop around, you will see some decent price differences.