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Guys if you like a girl and you borrow some money from her, what is the one reason you wouldn't return her money on time? (Even if you have the money)

Are there some mind games behind this too?

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A lot of guys of my generation would see borrowing money from a woman they were romantically interested in as losing face with her to [b]begin[/b] with. Not repaying it would be the height of disrespect.