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Guys if you like a girl and you borrow some money from her, what is the one reason you wouldn't return her money on time? (Even if you have the money)

Are there some mind games behind this too?
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lovelyguy143334 · 31-35, M
First of all he should not borrow money from her just as per my culture 🙂
And if he borrowed and not returning it to her then then that must be he is saving for her future